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Harley-Davidson Experience Credit Card

Harley-Davidson Experience Credit Card

Now available: the Harley-Davidson® Experience Credit Card.

If you've been waiting for the right time to upgrade your riding gear, schedule service, add new parts or accessories, or check a few things off your Harley-Davidson® wish list, now is the perfect opportunity. 


With special financing offers available on eligible purchases, it's another way to make the most of every mile ahead.

  • Special financing available on eligible purchases*
  • 6 months special financing on purchases of $199 or more*
  • Earn 3 points for every $1 spent**
  • Receive a $5 statement credit for every 500 points earned**
  • Great for parts, MotorClothes, accessories, and service

Apply now! Quick and easy application process

  • Apply in-store with a dealership team member
  • Scan the in-store QR code
  • Text HDEXPCARD to 77500 to apply


Our team is here to help you understand the available offers, answer your questions, and walk you through the application process from start to finish. 

Whether you're a longtime Harley owner or just getting started, we're happy to help you find the option that's right for you!

Stop by the dealership to learn more, or apply online today using the link below.

APPLY HERE

1 Minimum payments are required for each Credit Plan. Valid for single transaction only. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). See Credit Card Agreement, as amended, for details. Check with your local dealer for participation and available promotions.

2 Offers only available at participating U.S. H-D® dealer locations. Offer is exclusive to Harley-Davidson® Experience Credit Card holders enrolled in the H-D® Experience Credit Card Rewards Program. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). This Rewards Program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see h-dexperiencecard.com. Points redemption will be automatically applied to the account once 500 points have been earned.

3 By texting HDEXPCARD from your mobile phone, you agree to receive a text from Comenity Capital Bank about the Harley-Davidson® Experience Credit Card. Privacy Policy: https://c.comenity.net/common/privacy/PrivacyLanding.xhtml. Message and data rates may apply. Credit card offers are subject to approval. Harley-Davidson® Experience Credit Card Accounts are issued by Comenity Capital Bank.

© 2025 Harley-Davidson or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar & Shield Logo are among the trademarks of Harley-Davidson® Motor Company, Inc. Third-party trademarks are the property of their respective owners.

APPLY NOW FOR THE H-D® EXPERIENCE CREDIT CARD